Safely Disposing Of Credit Cards

Why You Need to Take Special Precautions When Throwing Credit Cards Away

If you are throwing away credit cards, you need to take special precautions. Discarded credit cards can easily fall into the wrong hands, even if they are cut up when you throw them in the garbage. If you want to avoid credit card debacles, you need to make sure you dispose of your credit cards properly.

If They Can Read It, They Can Steal It

Cutting your credit cards with a pair of scissors is not enough to safeguard the account information from identity thieves. You need to take extra steps to be sure that the cards are cut up sufficiently enough that it would be almost impossible to put the cards back together. A cross-cut shredder can destroy your credit cards so well that they’ll be useless to those who would misuse them.

Outsmarting Identity Thieves

Identity thieves are pretty savvy. You always need to be one step ahead of them. If you use only a pair of scissors to cut up your credit cards, you will definitely want to take extra precautions. Always cut along the magnetic strip on the back of the credit card. You never want to leave that intact or a criminal can get all of your information from it. You might also want to dispose of the pieces of each credit card over a period of time. Hold onto the cut up cards and throw them out a little each week. This way the leftover pieces of one credit card do not end up in the same garbage bag, which reduces the likelihood that they can be pieced back together.

Keeping your discarded credit cards out of unscrupulous hands takes some planning and attention to detail, but in the long run it’s definitely worth it. If you don’t already own a cross-cutting paper shredder that can destroy your credit cards, consider purchasing one. They’re good to have on hand for disposing of all sensitive material.

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