Fixed Low Interest Credit Cards
Understanding fixed low interest credit cards.
You get an advertisement in the mail touting 0.99 percent interest but are these advertisements for fixed low interest credit cards or are they for introductory rate credit cards? The trick is in understanding the difference between the two.Fixed Low Interest Credit Cards vs. Introductory Rate Cards
While 0.99 percent may sound better than 9.99 percent, a 9.99 percent credit card may be a fixed low interest rate credit card whereas the credit card touting 0.99 percent is what’s called an introductory rate credit card.
With fixed low interest credit cards, you pay the fixed low interest rate and the rate doesn’t fluctuate. With an introductory rate credit card, the rate will go up after the introductory period and it will likely be well more than the 9.99 percent charged by the fixed low interest credit cards.
Pay On Time
With both fixed low interest credit card and introductory rate cards, you’ll want to make sure that you make your payments on time each and every month. If you make a late payment, you’ll see a hike in your fixed low interest credit cards and your introductory rate will disappear as well.
For low fixed low interest rate credit cards and introductory rate cards, visit these websites:
This is a great website with low APR interest credit cards.
This is another site with low interest credit cards.