We've enjoyed lowering interest rates lately. Want to buy a house? The low interest currently offered by mortgage companies can save you thousands. Need a car? Even those rates seem to be going down. Why then, as other rates go down, are credit card rates going up?
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Can Paying Your Credit Cards In Full Each Month Hurt Your Credit?
You are a wise consumer who manages your credit cards responsibly. Each month the bills come in and each month they're paid in full. One day you get a notice from your credit card company that your account is being cancelled regardless of your perfect payment history and your superior credit rating. Think it can't happen? Guess again.
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I've said it once and I'll say it again -- someone's got to do something about the way the credit card industry currently works. It looks like upcoming changes to Regulation Z may do just that. But what is Regulation Z and how is it going to put a stop to harmful credit card practices? Read on...
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There's much hullabaloo about the Credit Card Safety Act of 2007. But what do stars and safety have to do with your credit card debt? Believe it or not, someone might start holding the credit card companies accountable for their actions and the Credit Card Safety Star Act of 2007 is one of the ways that's going to happen. If you want to know what this Act is and what it means to you, we've got the answers...
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Many of us have credit cards and we enjoy the freedoms they provide. However not everyone living in the U.S. has been entitled to credit card privileges. Obviously, having a bad credit rating can make it difficult to qualify for a credit card, but there is a whole different group of individuals living in the U.S. that also has a hard time finding credit card access.
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Recent news articles have described the beneficial changes that Citigroup Inc. is implementing for their credit card customers. Ultimately, Citigroup hopes to improve the relationships it has with its customers and they’re not the only ones. It seems more and more credit card companies are stepping up to the plate when it comes to customer service.
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Quite often in the consumer credit card industry banks merge, change names, or are bought out such, which is how I now have a Bank of America credit card. Situations like this may disrupt consumer’s individual service or cause some other related headaches. Whether or not you have a Bank of America credit card as a result of their recent merger with MBNA, the following information can be helpful.
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Congress has recently expressed an interest in how the practices that credit card companies routinely use are affecting millions of American consumers. If you have high interest credit cards and you find that your debt seems like an endless dark tunnel because of them, the bright light you so desperately need may just be appearing in the near future.
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When you apply for a credit card, many companies offer a wide array of choices of pretty patterns and designs. Credit card use just got more exciting, though, and it has nothing to do with attractive designs or sporting your favorite team’s logo every time you make a purchase. The new trend in credit cards is going very high tech.
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Do you think it’s fair for a credit card company to target low income consumers and consumers with bad credit, promise them high credit limits but only give them limits of a couple hundred dollars and then charge them more than one-hundred-and-fifty dollars for the privilege of having the credit card? I don’t think so and neither did New York’s Attorney General. It finally seems that unscrupulous sub-prime credit card companies are being held responsible for their actions.
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Depending on which side of the gambling line you fall on, you may be pleased or displeased to learn that many credit card holders are finding they can’t use their credit cards to pay for online gambling purposes. Credit card companies are banning transactions related to online gambling, causing online gamblers to look to other options for their online gambling needs.
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I’m always saying what a great idea it is to pay off as much of your credit card balance as possible, so when I ask you whether or not you’re making too high of a credit card payment, it probably takes you a bit by surprise. Now don’t get me wrong, I still think paying off your credit card balances as quickly as possible is a good idea, but did you know that making an abnormally high credit card payment may very well cause the government to scrutinize whether or not you’re a terrorist threat?
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Is The State of the Economy Affecting Your Credit Card Debt?
While Some Interest Rates Go Down, Credit Card Rates Go Up
Can You Negotiate Your Own Credit Card Debt Settlement?
It's More Than Just a Credit Card Statement
What Tax Season Can Do For Credit Card Debt
Credit Cards Are Playing Dirty Again
Are Your Credit Cards Safe with PayPal?
Should You Put that Valentine's Day Gift on Your Credit Card?
Credit History Tips for Those Moving Abroad
Should You Take Your Income Tax Return as a Prepaid Credit Card?