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We've enjoyed lowering interest rates lately. Want to buy a house? The low interest currently offered by mortgage companies can save you thousands. Need a car? Even those rates seem to be going down. Why then, as other rates go down, are credit card rates going up?
Continue reading "While Some Interest Rates Go Down, Credit Card Rates Go Up" »
There are companies all over the country who promise they can get you a great credit card debt settlement, reducing your debt by as much as 50 percent with little to no effort or money. Unfortunately, they're offering little more than pie-in-the-sky stories that aren't likely to work out. If you really want to settle your credit card debt, here are some things to keep in mind.
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If you have a credit card you know you get a credit card statement each and every month like clockwork. The question is, do you pay that statement on time, every time? If the answer is no, that late payment could be costing you a lot more than the fee charged by your credit card company. Here are some more reasons why you need to pay your credit card statement on time.
Continue reading "It's More Than Just a Credit Card Statement" »
Tax season is upon us and that means many people will have the opportunity to erase some of their credit card debt. How, you ask? What could taxes and credit card debt possibly have in common? The answer, while not exactly "thrilling" is rather straightforward.
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Can Paying Your Credit Cards In Full Each Month Hurt Your Credit?
You are a wise consumer who manages your credit cards responsibly. Each month the bills come in and each month they're paid in full. One day you get a notice from your credit card company that your account is being cancelled regardless of your perfect payment history and your superior credit rating. Think it can't happen? Guess again.