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I've said it once and I'll say it again -- someone's got to do something about the way the credit card industry currently works. It looks like upcoming changes to Regulation Z may do just that. But what is Regulation Z and how is it going to put a stop to harmful credit card practices? Read on...
Continue reading "Is Someone Finally Going to Put Credit Card Companies In Their Place" »
If you're way in over your head when it comes to credit card debt, it may seem like your future is bleak (if you see a future at all). No one can understand the despair of choking on the debt of credit cards unless you've been there yourself. When you're in the middle of the muddied waters, finding a way out may seem impossible. If this sounds like you, there are indeed solutions to your credit card woes. Here are some you might not have considered.
Continue reading "When Your Credit Card Debt is More Than You Can Handle" »
Most of us take it for granted... We want something, we whip out our credit card and -- abracadabra -- the transaction is magically processed by the credit card fairies and the item is ours. However, in real life there aren't credit card fairies magically transporting your credit card information back and forth. In real life, the process is a bit more complex. Wondering just how complex? Read on!
Continue reading "How Exactly Does That Credit Card In Your Wallet Work?" »
There's much hullabaloo about the Credit Card Safety Act of 2007. But what do stars and safety have to do with your credit card debt? Believe it or not, someone might start holding the credit card companies accountable for their actions and the Credit Card Safety Star Act of 2007 is one of the ways that's going to happen. If you want to know what this Act is and what it means to you, we've got the answers...
Continue reading "What You Need To Know About The Credit Card Safety Star Act of 2007" »
We look at our credit cards every day -- the 16 digit code, the 3-digit security code on the back, the magnetic stripe. But do we really know what makes our credit cards what they are? How do they work? Why are there 16 digits instead of 12? Here's a lesson in credit card anatomy...
Continue reading "Do You Really Understand The Make-Up Of Your Credit Cards?" »