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It used to be impossible to tell the difference between a debit card and a credit card. Nowadays, however, hotels and car rental agencies are wise to the difference. If you're thinking about booking a hotel with one of your debit cards or renting a car, you might want to think twice.
Continue reading "Debit Cards Can't Go Everywhere Credit Cards Can" »
Many of us have credit cards and we enjoy the freedoms they provide. However not everyone living in the U.S. has been entitled to credit card privileges. Obviously, having a bad credit rating can make it difficult to qualify for a credit card, but there is a whole different group of individuals living in the U.S. that also has a hard time finding credit card access.
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Many cultures believe that when a couple is married, the two become one. Well, the credit card industry agrees. If you are married and both you and your spouse carry credit cards, there are some things you need to talk about.
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Credit cards are definitely beneficial and useful for many consumers, but they have a dark side as well -- a dark side known as credit card debt. For some reason, many consumers just can’t tell when acceptable credit card debt crosses the line and becomes too much. If you’re not sure whether or not your credit card debt is out of hand, you’ll want to keep an eye out for these telltale signs.
There is so much about credit cards that consumers don’t really understand. For instance, do you know why some merchants only allow you to use a credit card if your minimum purchase is $20? If you’d like the answer to this and other questions about credit cards, read on…
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Recent news articles have described the beneficial changes that Citigroup Inc. is implementing for their credit card customers. Ultimately, Citigroup hopes to improve the relationships it has with its customers and they’re not the only ones. It seems more and more credit card companies are stepping up to the plate when it comes to customer service.
It’s very easy for consumers in this day and age to get overwhelmed with credit card debt. Many consumers use their credit cards to pay for items that they would otherwise not be able to purchase or afford. The problem is when people use credit cards to pay for weekly and monthly expenses without paying them off each month.
Continue reading "A Tale of Credit Card Debt and the Grocery Store" »
If you’re going on a group vacation this year, you might want to work out the details so that you don’t end up with more credit card debt than you bargained for. Sure the idea behind a group vacation is certainly fun. It’s a great way for a group of friends or extended family members to spend some quality time with one another relaxing and having fun. But your credit cards can take a beating if you don’t plan properly.
Continue reading "Should You Use Your Credit Cards When Planning a Group Vacation?" »
Many consumers know that credit cards are a tool of convenience and one of the conveniences credit cards offers is the ability to write checks against your credit line. But are these credit card checks really a good idea, or are they just way to get in you’re your head?
Having your wallet or purse stolen with all your credit cards tucked neatly inside is certainly not fun. Not only are you out of all the cash in the purse or wallet, but you will also have to spend a lot of time contacting your creditors and arranging for replacement cards. Fortunately, we have some tips that will help you reduce your risk of stolen credit cards.
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As much as we complain about the credit card companies at times, I have to admit that many of them are becoming more customer-friendly these days. They understand that there is a lot of competition and that you could easily transfer the balance you have with them to another credit card company. If you want to learn more about the improvements credit card companies are making, we’ve got the info.
Continue reading "Has Your Credit Card Company Helped You Lately?" »
Credit cards are popular and they can certainly make provide convenience to our over-scheduled and hectic lives. In the U.S., we are bombarded with credit card advertisements on television and it doesn’t seem like you can get your luggage at a major airport without someone pushing a credit card offer. So, are we abusing credit cards here in America, or is the trend really not as bad as it seems?
Continue reading "Does Every American Carry Credit Cards?" »
Most credit cards today accept different forms of payment. Any bank will allow you to send your check or money order using the postal service. Many banks allow you to pay bills over the Internet using their online billing service. A majority of retail credit cards allow you to pay on your charge account in the store. The options are quite numerous. We’ve got some tips to help you determine which credit card payment options are best for you.
Continue reading "You Do Have Credit Card Payment Options" »